In a medium bowl, combine cream cheese, sour cream, Monterey jack cheese, tomatoes, green chilies, garlic powder, cumin, and chili powder. Season with salt and pepper.
Transfer mixture to an oven-proof dish and bake for 15 minutes, until bubbly and slightly browned.
Serve warm with tortilla chips or cut vegetables.
Interesting Facts
The Monterey jack cheese gives this dip a mild, creamy flavor.
The tomatoes and green chilies give this dip a great tangy flavor.